:root {
    --itd-ink: #102e2b;
    --itd-green: #173f3a;
    --itd-green-2: #24564f;
    --itd-mint: #dfece7;
    --itd-cream: #f7f4eb;
    --itd-paper: #fffdf8;
    --itd-gold: #c99745;
    --itd-gold-light: #f2dfb5;
    --itd-text: #294541;
    --itd-muted: #657a76;
    --itd-line: #d7dfda;
    --itd-shadow: 0 22px 60px rgba(16, 46, 43, .12);
    --itd-radius: 22px;
}

html { scroll-behavior: smooth; }
body.itd-site { margin: 0; background: var(--itd-paper); color: var(--itd-text); font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; font-size: 17px; line-height: 1.65; }
body.itd-site *, body.itd-site *::before, body.itd-site *::after { box-sizing: border-box; }
body.itd-site a { color: inherit; }
body.itd-site img, body.itd-site svg { display: block; }
body.itd-site h1, body.itd-site h2, body.itd-site h3 { color: var(--itd-ink); font-family: Georgia, "Times New Roman", serif; font-weight: 500; line-height: 1.08; letter-spacing: -.025em; margin-top: 0; }
body.itd-site h1 { font-size: clamp(2.7rem, 6vw, 5.6rem); }
body.itd-site h2 { font-size: clamp(2rem, 4vw, 3.35rem); }
body.itd-site h3 { font-size: 1.45rem; }
body.itd-site p { margin-top: 0; }
body.itd-site input, body.itd-site button { font: inherit; }

.itd-shell { min-height: 100vh; overflow-x: clip; background: var(--itd-paper); }
.itd-wrap { width: min(1180px, calc(100% - 44px)); margin: 0 auto; }
.itd-narrow { max-width: 840px; }
.itd-section { padding: clamp(72px, 9vw, 126px) 0; }
.itd-section-soft { background: var(--itd-cream); }
.itd-eyebrow { color: var(--itd-green-2); font-size: .76rem; font-weight: 800; letter-spacing: .15em; line-height: 1.3; margin-bottom: 18px; text-transform: uppercase; }
.itd-lead { color: #3d5854; font-size: clamp(1.12rem, 2vw, 1.38rem); line-height: 1.55; max-width: 760px; }
.itd-microcopy { color: var(--itd-muted); font-size: .83rem; margin-top: 18px; }
.itd-skip-link { background: #fff; color: #000; left: 12px; padding: 10px 14px; position: fixed; top: -80px; z-index: 99999; }
.itd-skip-link:focus { top: 12px; }

.itd-header { backdrop-filter: blur(14px); background: rgba(255, 253, 248, .94); border-bottom: 1px solid rgba(23, 63, 58, .1); position: sticky; top: 0; z-index: 1000; }
.admin-bar .itd-header { top: 32px; }
.itd-header-inner { align-items: center; display: flex; justify-content: space-between; min-height: 84px; }
.itd-brand { align-items: center; display: inline-flex; gap: 12px; text-decoration: none; }
.itd-logo { color: var(--itd-green); flex: 0 0 auto; }
.itd-brand span { display: grid; line-height: 1.05; }
.itd-brand strong { color: var(--itd-ink); font-family: Georgia, "Times New Roman", serif; font-size: 1.02rem; font-weight: 600; }
.itd-brand em { color: var(--itd-gold); font-size: .72rem; font-style: normal; font-weight: 800; letter-spacing: .18em; margin-top: 4px; text-transform: uppercase; }
.itd-nav { align-items: center; display: flex; gap: 26px; }
.itd-nav a { color: #36524e; font-size: .9rem; font-weight: 700; text-decoration: none; }
.itd-nav a:hover, .itd-nav a[aria-current="page"] { color: var(--itd-green); }
.itd-nav .itd-nav-cta { background: var(--itd-green); border-radius: 999px; color: #fff; padding: 12px 20px; }
.itd-nav .itd-nav-cta:hover, .itd-nav .itd-nav-cta[aria-current="page"] { background: var(--itd-gold); color: var(--itd-ink); }
.itd-menu-button { background: transparent; border: 0; display: none; height: 44px; padding: 10px; width: 44px; }
.itd-menu-button span { background: var(--itd-green); display: block; height: 2px; margin: 5px 0; width: 24px; }

.itd-home-hero { background: radial-gradient(circle at 78% 20%, rgba(213, 168, 91, .25), transparent 25%), linear-gradient(140deg, #eef3ec 0%, #fffdf8 55%, #f6ead1 130%); padding: clamp(78px, 10vw, 144px) 0; position: relative; }
.itd-home-hero::after { border: 1px solid rgba(23,63,58,.08); border-radius: 50%; content: ""; height: 520px; position: absolute; right: -220px; top: -230px; width: 520px; }
.itd-hero-grid { align-items: center; display: grid; gap: clamp(50px, 8vw, 110px); grid-template-columns: minmax(0, 1.25fr) minmax(330px, .75fr); }
.itd-home-hero h1 { max-width: 780px; margin-bottom: 28px; }
.itd-actions { align-items: center; display: flex; flex-wrap: wrap; gap: 24px; margin-top: 34px; }
.itd-button { align-items: center; background: var(--itd-green); border: 1px solid var(--itd-green); border-radius: 999px; color: #fff !important; display: inline-flex; font-size: .9rem; font-weight: 800; justify-content: center; min-height: 52px; padding: 13px 25px; text-decoration: none; transition: transform .18s ease, background .18s ease; }
.itd-button:hover { background: var(--itd-green-2); transform: translateY(-2px); }
.itd-button-light { background: var(--itd-paper); border-color: var(--itd-paper); color: var(--itd-green) !important; }
.itd-button-light:hover { background: var(--itd-gold-light); }
.itd-text-link { color: var(--itd-green) !important; font-size: .94rem; font-weight: 800; text-decoration: none; }
.itd-text-link:hover { text-decoration: underline; text-underline-offset: 5px; }
.itd-hero-card { background: var(--itd-green); border-radius: 32px; box-shadow: var(--itd-shadow); color: #fff; padding: 34px; position: relative; transform: rotate(1.2deg); }
.itd-hero-card::before { border: 1px solid rgba(255,255,255,.16); border-radius: 26px; content: ""; inset: 10px; pointer-events: none; position: absolute; }
.itd-card-label { color: var(--itd-gold-light); font-size: .72rem; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; }
.itd-stat-list { margin: 0; }
.itd-stat-list > div { border-top: 1px solid rgba(255,255,255,.15); padding: 20px 0; }
.itd-stat-list dt { color: #fff; font-family: Georgia, "Times New Roman", serif; font-size: 2rem; line-height: 1; }
.itd-stat-list dd { color: #caddd8; font-size: .86rem; line-height: 1.45; margin: 8px 0 0; }
.itd-card-foot { color: #afc8c2; font-size: .76rem; line-height: 1.5; margin: 8px 0 0; }

.itd-trust-strip { background: var(--itd-green); color: #e8f0ed; }
.itd-trust-grid { display: grid; grid-template-columns: repeat(4, 1fr); }
.itd-trust-grid span { border-right: 1px solid rgba(255,255,255,.13); font-size: .78rem; font-weight: 800; letter-spacing: .08em; padding: 19px; text-align: center; text-transform: uppercase; }
.itd-trust-grid span:last-child { border-right: 0; }

.itd-section-heading { align-items: end; display: grid; gap: 50px; grid-template-columns: 1.15fr .85fr; margin-bottom: 48px; }
.itd-section-heading h2 { margin-bottom: 0; }
.itd-section-heading > p { color: var(--itd-muted); margin-bottom: 8px; }
.itd-card-grid { display: grid; gap: 20px; }
.itd-card-grid-3 { grid-template-columns: repeat(3, 1fr); }
.itd-topic-card { background: #fff; border: 1px solid var(--itd-line); border-radius: var(--itd-radius); display: flex; flex-direction: column; min-height: 310px; padding: 28px; text-decoration: none; transition: border .18s ease, box-shadow .18s ease, transform .18s ease; }
a.itd-topic-card:hover { border-color: var(--itd-gold); box-shadow: 0 14px 40px rgba(16,46,43,.09); transform: translateY(-4px); }
.itd-topic-card h3, .itd-topic-card h2 { font-size: 1.55rem; margin: 26px 0 12px; }
.itd-topic-card p { color: var(--itd-muted); font-size: .94rem; }
.itd-topic-card > span:last-child { color: var(--itd-green); font-size: .84rem; font-weight: 800; margin-top: auto; }
.itd-card-number { align-items: center; background: var(--itd-mint); border-radius: 50%; color: var(--itd-green); display: inline-flex; font-size: .71rem; font-weight: 900; height: 46px; justify-content: center; letter-spacing: .08em; width: 46px; }
.itd-static-card { min-height: 390px; }
.itd-static-card h2 { font-size: 1.8rem; }

.itd-split { align-items: start; display: grid; gap: 9vw; grid-template-columns: .8fr 1.2fr; }
.itd-steps { list-style: none; margin: 0; padding: 0; }
.itd-steps li { align-items: flex-start; border-top: 1px solid #ccd8d2; display: grid; gap: 24px; grid-template-columns: 52px 1fr; padding: 26px 0; }
.itd-steps li > span { align-items: center; background: var(--itd-green); border-radius: 50%; color: #fff; display: flex; font-weight: 800; height: 44px; justify-content: center; width: 44px; }
.itd-steps h3 { font-size: 1.35rem; margin: 0 0 8px; }
.itd-steps p { color: var(--itd-muted); margin: 0; }
.itd-founder { align-items: center; display: grid; gap: 54px; grid-template-columns: 180px 1fr; max-width: 960px; }
.itd-founder-mark { align-items: center; background: linear-gradient(135deg, var(--itd-green), var(--itd-green-2)); border: 10px solid var(--itd-mint); border-radius: 50%; box-shadow: var(--itd-shadow); color: var(--itd-gold-light); display: flex; font-family: Georgia, "Times New Roman", serif; font-size: 2.3rem; height: 160px; justify-content: center; width: 160px; }
.itd-founder h2 { font-size: clamp(2rem, 4vw, 3rem); }

.itd-page-hero { background: linear-gradient(135deg, var(--itd-cream), #eff5f1); border-bottom: 1px solid var(--itd-line); padding: clamp(70px, 9vw, 120px) 0; }
.itd-page-hero h1 { font-size: clamp(2.7rem, 5.8vw, 5rem); margin-bottom: 26px; }
.itd-review-note { border-top: 1px solid rgba(23,63,58,.15); color: var(--itd-muted); font-size: .78rem; margin: 30px 0 0; padding-top: 20px; }
.itd-review-note a { color: var(--itd-green); text-decoration-color: rgba(23,63,58,.35); text-underline-offset: 3px; }
.itd-prose { max-width: 860px; }
.itd-prose > h2 { font-size: clamp(1.8rem, 3vw, 2.6rem); margin: 58px 0 18px; }
.itd-prose > h2:first-child { margin-top: 0; }
.itd-prose p, .itd-prose li { color: #3c5753; }
.itd-prose ul, .itd-prose ol { padding-left: 25px; }
.itd-prose li { margin-bottom: 12px; padding-left: 5px; }
.itd-spaced { margin-top: 70px; }
.itd-callout { background: var(--itd-mint); border-left: 5px solid var(--itd-gold); border-radius: 0 16px 16px 0; margin: 40px 0; padding: 26px 30px; }
.itd-callout strong { color: var(--itd-ink); display: block; font-family: Georgia, "Times New Roman", serif; font-size: 1.25rem; margin-bottom: 7px; }
.itd-callout p { margin: 0; }
.itd-key-fact { align-items: center; background: var(--itd-green); border-radius: var(--itd-radius); color: #fff; display: grid; gap: 30px; grid-template-columns: auto 1fr; margin-bottom: 58px; padding: 30px; }
.itd-key-fact span { color: var(--itd-gold-light); font-family: Georgia, "Times New Roman", serif; font-size: clamp(2rem, 4vw, 3.6rem); line-height: 1; white-space: nowrap; }
.itd-key-fact p { color: #cfe0dc; margin: 0; }
.itd-number-grid { display: grid; gap: 14px; grid-template-columns: repeat(4, 1fr); margin-bottom: 56px; }
.itd-number-grid div { background: var(--itd-cream); border-radius: 16px; padding: 24px 20px; }
.itd-number-grid strong { color: var(--itd-green); display: block; font-family: Georgia, "Times New Roman", serif; font-size: 2rem; line-height: 1.1; }
.itd-number-grid span { color: var(--itd-muted); display: block; font-size: .76rem; line-height: 1.35; margin-top: 8px; }
.itd-checklist { list-style: none; padding-left: 0 !important; }
.itd-checklist li { border-bottom: 1px solid var(--itd-line); padding: 14px 10px 14px 36px; position: relative; }
.itd-checklist li::before { color: var(--itd-gold); content: "✓"; font-weight: 900; left: 7px; position: absolute; }
.itd-table-wrap { border: 1px solid var(--itd-line); border-radius: 16px; overflow-x: auto; }
.itd-table-wrap table { border-collapse: collapse; min-width: 650px; width: 100%; }
.itd-table-wrap th, .itd-table-wrap td { border-bottom: 1px solid var(--itd-line); padding: 16px 18px; text-align: left; vertical-align: top; }
.itd-table-wrap th { background: var(--itd-green); color: #fff; font-size: .82rem; letter-spacing: .06em; text-transform: uppercase; }
.itd-table-wrap tr:last-child td { border-bottom: 0; }

.itd-calculator-layout { align-items: start; display: grid; gap: 28px; grid-template-columns: minmax(0, 1.3fr) minmax(330px, .7fr); }
.itd-calculator { background: #fff; border: 1px solid var(--itd-line); border-radius: var(--itd-radius); overflow: hidden; }
.itd-form-section { border-bottom: 1px solid var(--itd-line); padding: clamp(25px, 4vw, 42px); }
.itd-form-section:last-child { border-bottom: 0; }
.itd-step-label { color: var(--itd-gold); font-size: .72rem; font-weight: 900; letter-spacing: .13em; margin-bottom: 10px; text-transform: uppercase; }
.itd-form-section h2 { font-size: 2rem; margin-bottom: 26px; }
.itd-field-grid { display: grid; gap: 20px; grid-template-columns: 1fr 1fr; }
.itd-field-grid label > span:first-child { color: var(--itd-text); display: block; font-size: .84rem; font-weight: 800; margin-bottom: 8px; }
.itd-money { align-items: center; border: 1px solid #bdcbc6; border-radius: 11px; display: flex; overflow: hidden; }
.itd-money:focus-within { border-color: var(--itd-green); box-shadow: 0 0 0 3px rgba(23,63,58,.09); }
.itd-money b { background: var(--itd-cream); color: var(--itd-green); font-weight: 800; padding: 11px 13px; }
.itd-money input { background: #fff; border: 0; color: var(--itd-ink); min-width: 0; outline: 0; padding: 11px 12px; width: 100%; }
.itd-form-section fieldset { border: 0; margin: 0 0 22px; padding: 0; }
.itd-form-section legend { color: var(--itd-text); font-size: .82rem; font-weight: 800; margin-bottom: 10px; }
.itd-choice, .itd-toggle { align-items: flex-start; border: 1px solid var(--itd-line); border-radius: 13px; cursor: pointer; display: flex; gap: 13px; margin-bottom: 12px; padding: 16px; }
.itd-choice:has(input:checked), .itd-toggle:has(input:checked) { background: #f1f7f4; border-color: var(--itd-green-2); }
.itd-choice input, .itd-toggle input { accent-color: var(--itd-green); margin-top: 5px; }
.itd-choice strong, .itd-toggle strong { color: var(--itd-ink); display: block; font-size: .9rem; }
.itd-choice small, .itd-toggle small { color: var(--itd-muted); display: block; font-size: .77rem; line-height: 1.4; margin-top: 3px; }
.itd-result { background: var(--itd-green); border-radius: var(--itd-radius); color: #fff; padding: 34px; position: sticky; top: 112px; }
.itd-result .itd-eyebrow { color: var(--itd-gold-light); }
.itd-result-label { color: #c7dbd6; font-size: .83rem; margin-bottom: 4px; }
.itd-result-value { color: #fff; font-family: Georgia, "Times New Roman", serif; font-size: clamp(3rem, 6vw, 4.6rem); line-height: 1; margin: 0 0 28px; }
.itd-result-breakdown { border-bottom: 1px solid rgba(255,255,255,.15); border-top: 1px solid rgba(255,255,255,.15); margin-bottom: 24px; padding: 14px 0; }
.itd-result-breakdown div { display: flex; font-size: .82rem; justify-content: space-between; padding: 7px 0; }
.itd-result-breakdown span { color: #bcd2cd; }
.itd-result .itd-callout { background: rgba(255,255,255,.08); border-left-color: var(--itd-gold); margin: 0 0 24px; padding: 18px; }
.itd-result .itd-callout strong { color: #fff; font-family: inherit; font-size: .85rem; }
.itd-result .itd-callout p { color: #c6d9d4; font-size: .75rem; line-height: 1.5; }
.itd-calculator-note { margin-top: 70px; }

.itd-cta { background: var(--itd-green); color: #fff; }
.itd-cta-grid { align-items: center; display: grid; gap: 50px; grid-template-columns: 1fr auto; }
.itd-cta h2 { color: #fff; margin-bottom: 18px; max-width: 750px; }
.itd-cta p { color: #c8d9d5; margin-bottom: 0; max-width: 790px; }
.itd-cta .itd-eyebrow { color: var(--itd-gold-light); }
.itd-sources { background: #eef3ef; border-top: 1px solid var(--itd-line); padding: 54px max(22px, calc((100vw - 1180px) / 2)); }
.itd-sources h2 { font-family: inherit !important; font-size: .78rem !important; font-weight: 900 !important; letter-spacing: .13em !important; text-transform: uppercase; }
.itd-sources ul { display: flex; flex-wrap: wrap; gap: 12px 24px; list-style: none; margin: 0 0 18px; padding: 0; }
.itd-sources li { margin: 0; }
.itd-sources a { color: var(--itd-green) !important; font-size: .82rem; font-weight: 800; }
.itd-sources p { color: var(--itd-muted); font-size: .75rem; margin: 0; }

.itd-faq-section { background: #fffdf8; border-top: 1px solid var(--itd-line); }
.itd-faq-section h2 { margin-bottom: 30px; }
.itd-faq-list { border-top: 1px solid var(--itd-line); }
.itd-faq-list details { border-bottom: 1px solid var(--itd-line); padding: 0; }
.itd-faq-list summary { color: var(--itd-ink); cursor: pointer; font-family: Georgia, "Times New Roman", serif; font-size: 1.2rem; font-weight: 700; list-style: none; padding: 24px 50px 24px 0; position: relative; }
.itd-faq-list summary::-webkit-details-marker { display: none; }
.itd-faq-list summary::after { color: var(--itd-gold); content: "+"; font-family: Arial, sans-serif; font-size: 1.55rem; font-weight: 400; position: absolute; right: 8px; top: 19px; }
.itd-faq-list details[open] summary::after { content: "−"; }
.itd-faq-list p { color: var(--itd-muted); margin: -5px 0 24px; max-width: 780px; }

.itd-about-grid { align-items: start; display: grid; gap: 70px; grid-template-columns: 260px 1fr; }
.itd-founder-panel { background: var(--itd-cream); border-radius: var(--itd-radius); padding: 34px; text-align: center; }
.itd-founder-mark-large { height: 180px; margin: 0 auto 24px; width: 180px; }

.itd-footer { background: #0f2f2c; color: #bcd0cb; padding: 78px 0 24px; }
.itd-footer-grid { display: grid; gap: 50px; grid-template-columns: 1.5fr repeat(3, 1fr); }
.itd-footer-grid > div:first-child p { font-size: .84rem; margin-top: 24px; max-width: 300px; }
.itd-brand-footer .itd-logo { color: var(--itd-gold-light); }
.itd-brand-footer strong { color: #fff; }
.itd-footer h2 { color: #fff !important; font-family: inherit !important; font-size: .75rem !important; font-weight: 900 !important; letter-spacing: .12em !important; margin-bottom: 18px; text-transform: uppercase; }
.itd-footer-grid > div:not(:first-child) a { color: #bcd0cb; display: block; font-size: .8rem; margin: 10px 0; text-decoration: none; }
.itd-footer-grid > div:not(:first-child) a:hover { color: var(--itd-gold-light); }
.itd-footer-bottom { border-top: 1px solid rgba(255,255,255,.12); display: flex; font-size: .71rem; justify-content: space-between; margin-top: 58px; padding-top: 22px; }

@media (max-width: 980px) {
    .itd-menu-button { display: block; }
    .itd-nav { background: var(--itd-paper); border-bottom: 1px solid var(--itd-line); display: none; flex-direction: column; gap: 0; left: 0; padding: 12px 22px 22px; position: absolute; right: 0; top: 84px; }
    .itd-nav.is-open { display: flex; }
    .itd-nav a { border-bottom: 1px solid var(--itd-line); padding: 14px 0; width: 100%; }
    .itd-nav .itd-nav-cta { border-bottom: 0; margin-top: 10px; text-align: center; }
    .itd-hero-grid, .itd-section-heading, .itd-split, .itd-calculator-layout, .itd-about-grid { grid-template-columns: 1fr; }
    .itd-hero-card { max-width: 580px; transform: none; }
    .itd-card-grid-3 { grid-template-columns: 1fr 1fr; }
    .itd-number-grid { grid-template-columns: 1fr 1fr; }
    .itd-result { position: static; }
    .itd-footer-grid { grid-template-columns: 1.5fr 1fr 1fr; }
    .itd-footer-grid > div:last-child { grid-column: 2 / 4; }
}

@media (max-width: 782px) { .admin-bar .itd-header { top: 46px; } }
@media (max-width: 680px) {
    .itd-wrap { width: min(100% - 28px, 1180px); }
    .itd-section { padding: 70px 0; }
    .itd-card-grid-3, .itd-field-grid, .itd-trust-grid, .itd-footer-grid { grid-template-columns: 1fr; }
    .itd-topic-card { min-height: 260px; }
    .itd-trust-grid span { border-bottom: 1px solid rgba(255,255,255,.13); border-right: 0; }
    .itd-founder { grid-template-columns: 1fr; }
    .itd-founder-mark { height: 125px; width: 125px; }
    .itd-key-fact { align-items: start; grid-template-columns: 1fr; }
    .itd-key-fact span { white-space: normal; }
    .itd-cta-grid { align-items: start; grid-template-columns: 1fr; }
    .itd-cta-grid .itd-button { justify-self: start; }
    .itd-footer-grid > div:last-child { grid-column: auto; }
    .itd-footer-bottom { flex-direction: column; gap: 8px; }
}

@media (prefers-reduced-motion: reduce) {
    html { scroll-behavior: auto; }
    .itd-button, .itd-topic-card { transition: none; }
}